Visitors to Canada aren't covered by provincial health plans, and a single emergency room visit or hospital stay can cost thousands of dollars. Visitors to Canada emergency medical insurance covers sudden illness or injury during your stay.
Who should buy it?
- Tourists and family visiting from abroad.
- New immigrants waiting for provincial health coverage to begin.
- Canadians returning after a long absence who don't yet qualify for OHIP.
- Business travellers and temporary workers without other coverage.
What's usually covered
Hospital stays, doctor and specialist fees, diagnostic tests, prescription drugs, ambulance and repatriation. Many plans can also cover stable pre-existing conditions.
Tips
- Buy before arrival — policies bought after you land often have a waiting period for illness.
- Check the deductible and the pre-existing condition terms, not just the price.
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This article is general information only and not insurance, legal or immigration advice.
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